Kumar, V. Mahesh, and Vijay Anand R. “Future of Digital Payments With Blockchain”. Journal of Security in Computer Networks and Distributed Systems 2, no. 2 (August 12, 2025): 35–39. Accessed August 4, 2026. https://www.matjournals.net/engineering/index.php/JoSCNDS/article/view/2304.