Fainos Chinjova, and Ronica Mubaiwa. “An Assessment of the Impact of Tobacco Industry Credit Policies on the Productivity of Small-Scale Farmers in Zimbabwe”. Journal of Micro & Small Business Management (June 20, 2024): 18–28. Accessed May 25, 2026. https://www.matjournals.net/engineering/index.php/JMSBM/article/view/633.