GEORGE, A. “Financial, Social-Cultural, Political-Governance and Educational-Quality Determinants of Study-Abroad Decisions: An Empirical Analysis of Kerala Students in Europe and Beyond”. Innovation in Economy & Policy Research (P-ISSN: 3139-390X), vol. 7, no. 2, Oct. 2026, pp. 70-79, https://www.matjournals.net/engineering/index.php/IEPR/article/view/4311.